When a bogus organization goes 'Phishing', it is used to illegally obtain sensitive personal information, e.g. user ID, password, bank account numbers, credit card details etc. Phishing also referred to as brand spoofing or carding. The phishing idea being that bait is thrown out with the hopes that while most will ignore the bait, some will be tempted into biting. Phishing is carried out by e-mail, eBay, paypal, bestbuy, msn, yahoo, Citibank, AOL & etc. The information you have provided will then be use for illegal purposes.
There are some example of Phishing:
citibank
eBay
paypal
Basic Phishing briefing & steps to avoid being phished
1. Regarding emails: Remember do not trust emails urgently requesting personal financial information. Phishers want you to react immediately. The emails will include upsetting or exciting statements
2. Remind that not to call any number or use any link in the suspected email as this may put you in the hands of those responsible for the phishing attack.
3. Be suspicious of impersonal emails. Phishing attacks are directed towards millions of people through email spam. The emails sent out during a phish are therefore impersonal and general.
4 . Never fill out forms in email messages that ask for personal financial information. Typically phishing scams ask for information such as usernames, passwords, credit card numbers, social security numbers through an online form.
5. Be suspicious of email links. The link from the email is the key to successful phishing scamming which will send you to the phishers own internet site with an online registration of account information.
6. Ensure that you're using a secure website when submitting credit card or other sensitive information via your Web browser.
7. Regularly log into your online accounts in order to ensure your account not log in by the others. Having a healthy control over your banking accounts is normal good conduct.
8. Ensure that your browser is up to date and security patches applied. The Microsoft Internet Explorer browser has several security holes exploited by phishing attacks.
9. Help stop phishing by reporting "phishing attacks" or “spoofed” e-mails to the certain groups, such as Federal Trade Commission, Internet Fraud Complaint Center.
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